Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Timing Your Retirement This short video illustrates the importance of understanding sequence of returns risk. Personal Finance Tips for Military Families Military families face unique challenges, making personal finance even more critical. A Look at Diversification Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.